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Can you get a mortgage after an IVA?

  Can you get a mortgage after an IVA? If you’ve taken out an Individual Voluntary Arrangement (IVA), you may be wondering if you can still get a mortgage. The good news is that, yes, you can, but you have...

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The Insolvency Service Annual Plan 2026 to 2027: What you need to know

  The Insolvency Service Annual Plan 2026 to 2027: What you need to know The Insolvency Service Annual Plan 2026 to 2027 sets out the government's priorities for strengthening the UK's insolvency framework over the coming year. While much of...

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How to close a limited company if you have debts

  How to close a limited company if you have debts If your limited company has debts, deciding what to do next can feel overwhelming. The good news is that you have solutions, and understanding them early can help you...

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Not on the insolvency register but think you should be? Here’s why

  Not on the insolvency register but think you should be? Here's why  If you've recently entered an IVA, bankruptcy or a Debt Relief Order and can't find your details on the Individual Insolvency Register, it's understandable that you’ll feel...

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HMRC debts: Can they be written off?

  HMRC debts: Can they be written off? When HMRC debts begin to build, it can quickly become very overwhelming, especially if your business is already facing financial pressures, such as cash flow issues or rising operational costs. While many...

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Understanding the meaning of voluntary liquidation

  Understanding the meaning of voluntary liquidation  Closing a company is never an easy decision. Whether it comes after financial struggles or a slow drop in performance, it often feels very personal. Voluntary liquidation provides a clear and responsible way...

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What is an administration order?

  What is an administration order? When a company faces serious financial pressure, it may need legal protection while restructuring or finding a way forward. UK insolvency law provides several mechanisms to help companies in this situation, such as administration....

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What does insolvency mean?

  What does insolvency mean? Insolvency is one of those terms people often hear when a business is under pressure, but it’s rarely explained in a clear or reassuring way. It can sound final or intimidating, especially when it appears...

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Understanding the pros and cons of IVA

  Understanding the pros and cons of IVA If your business is struggling with debt, you may be considering a business Individual Voluntary Agreement (IVA) to help you regain control of your finances and turn your business around. A business...

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